Spring Home Company Inc.
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Calculators.

Discover your dream home's monthly payment and affordability all in one place — no sign-ups, no surprises.

Mortgage calculator

Your monthly payment

Freddie Mac avg · 6.25%
Your rate 6.166.53%
Estimated monthly payment
$2,717
/ month, all-in
  • Principal & interest$2,217
  • Property taxes$400
  • Home insurance$100
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$450,000
$50,000$2,000,000
20%
0%$90,00050%
Affects LLPA pricing
6.25%
1.00%Base 6.25% + +0.13 pts adj.12.00%
$4,800
$0$30,000
$1,200
$0$10,000
Affordability calculator

How much home can you afford?

We back into a comfortable home price using your income, debts, and down payment — assuming a healthy debt-to-income ratio.

$120,000
$30,000$500,000
$500
$0cards, auto, student loans$5,000
$60,000
$0$300,000
6.50%
1.00%12.00%
43%
28%50%
1.10%
0.00%3.00%
0.35%
0.00%1.50%
You could afford up to
$555,085
based on a 43% DTI assumption
Estimated monthly payment
$3,800
  • Principal & interest$3,129
  • Property taxes$509
  • Home insurance$162
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