Today's rates
The full rundown.
Daily snapshots across every loan type. Numbers anchor to the live national 30-year fixed average — your personalized quote may flex up or down based on credit, LTV, and term. Ready to lock? Run the calculator.
US national avg (30 Year Fixed): 6.58%
Loan
Interest
APR
Points
Action
Assumptions
- Sample loan amount of $400,000 on a single-family primary residence.
- Borrower with a 780+ FICO score and 20% down payment.
- Rates anchor to the live FRED 30-year national average and are updated daily.
- APR includes discount points plus a fixed $5,000 in lender / closing fees, amortized over the loan term.
- Final pricing depends on credit, loan-to-value, occupancy, and lock period.
Rates as of today·source: Freddie Mac PMMSAPR (Annual Percentage Rate)